Canada's largest e-bike selection — 6 BC locations

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E-Bike Financing | Easy Approval | Cit-E Cycles

Ride Now, Pay Over Time

Get the e-bike you want today with flexible financing options. Easy approval, competitive rates, and no prepayment penalties.

Apply Now
Financing powered by LMG Finance • 20+ years experience

Three Simple Steps

Get approved and riding in no time

1

Apply Online

Complete the simple application form in just a few minutes. No obligation, no impact on your credit score for pre-qualification.

2

Get Approved

Our financing partner LMG Finance will review your application and find the best rates from their network of lenders.

3

Start Riding

Once approved, visit any of our 6 BC locations to pick up your new e-bike and hit the road.

Financing Made Simple

Easy Approval Process

Quick decisions with options for all credit situations. Most applications approved same day.

Competitive Interest Rates

Access to Canada's most respected lenders means better rates for you.

Flexible Terms

Choose payment terms that fit your budget—from 12 to 60 months.

No Prepayment Penalties

Pay off your loan early anytime without extra fees or charges.

Fast Decisions

Get a response quickly so you can start riding sooner.

Expert Support

Our team and LMG's financing experts guide you through the entire process.

Estimate Your Monthly Payment

Use our quick calculator to get an idea of what your monthly payments might look like. Actual rates depend on your credit profile and the terms you qualify for.

This is an estimate only. Your actual rate and payment will be determined during the approval process based on your credit profile.

Payment Calculator

Estimated Monthly Payment

$145 / month

*Estimated at 9.99% APR. Actual rates vary by credit profile.

Frequently Asked Questions

What credit score do I need?

LMG Finance works with all credit situations. While better credit scores typically get better rates, financing options are available for most applicants. The best way to find out is to apply—the pre-qualification won't affect your credit score.

How long does approval take?

Most applications receive a decision within the same business day. Once approved, you can pick up your e-bike at any of our 6 BC locations.

Is a down payment required?

A down payment is not always required, though putting money down can lower your monthly payments and may improve your approval odds.

Can I pay off my loan early?

Yes! There are no prepayment penalties. You can pay off your balance at any time without additional fees.

What's the minimum purchase amount?

Financing is available for e-bike purchases. Contact us for specific minimum requirements—our team can help you find the right option.

Who is LMG Finance?

LMG Finance is a Canadian financing company with over 20 years of experience and 225,000+ customers served. They specialize in powersports and recreational vehicle financing, working with a network of Canada's most respected lenders.

Ready to Get Started?

Apply now and get approved for the e-bike you've been dreaming of. The process is quick, easy, and obligation-free.